:root {
  --navy: #123653;
  --blue: #276b9a;
  --blue-light: #eaf3f8;
  --orange: #df7a24;
  --orange-dark: #bf5f12;
  --silver: #b9c6d2;
  --silver-light: #edf1f4;
  --ink: #1f2a33;
  --muted: #61717e;
  --white: #ffffff;
  --cream: #fbfaf7;
  --border: #dce4ea;
  --shadow: 0 18px 45px rgba(18, 54, 83, 0.12);
  --radius: 20px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: var(--blue); }
a:hover { color: var(--navy); }
button, input, textarea, select { font: inherit; }
.container { width: min(calc(100% - 36px), var(--max)); margin-inline: auto; }
.skip-link {
  position: absolute; left: -9999px; top: 8px; z-index: 9999;
  background: var(--navy); color: white; padding: 10px 14px; border-radius: 8px;
}
.skip-link:focus { left: 12px; }

.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,.96); backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(220,228,234,.9);
}
.header-inner {
  min-height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.brand img { width: 330px; max-height: 72px; }
.main-nav { display: flex; align-items: center; gap: 22px; }
.main-nav a {
  text-decoration: none; color: var(--ink); font-weight: 650; font-size: .95rem;
}
.main-nav a:hover, .main-nav a[aria-current="page"] { color: var(--blue); }
.nav-cta { padding: 11px 16px; border-radius: 999px; background: var(--navy); color: white !important; }
.menu-button {
  display: none; border: 1px solid var(--border); background: white; color: var(--navy);
  border-radius: 10px; padding: 10px 12px; font-weight: 700;
}

.notice-bar { background: var(--navy); color: white; font-size: .9rem; }
.notice-inner { min-height: 36px; display: flex; justify-content: center; align-items: center; text-align: center; gap: 10px; }
.notice-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--orange); display: inline-block; }

.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(circle at 85% 25%, rgba(39,107,154,.18), transparent 34%),
    linear-gradient(120deg, #f8fbfd 0%, #edf5f9 56%, #fff7ef 100%);
  padding: 84px 0 72px;
}
.hero::before, .hero::after {
  content: ""; position: absolute; border-radius: 999px; border: 1px solid rgba(39,107,154,.16);
}
.hero::before { width: 410px; height: 410px; right: -140px; top: -80px; }
.hero::after { width: 280px; height: 280px; right: 60px; bottom: -170px; border-color: rgba(223,122,36,.16); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.2fr .8fr; align-items: center; gap: 64px; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px; padding: 7px 11px; border-radius: 999px;
  background: white; border: 1px solid var(--border); color: var(--navy); font-weight: 750; font-size: .85rem;
}
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; color: var(--navy); line-height: 1.16; margin-top: 0; }
h1 { font-size: clamp(2.7rem, 6vw, 5.15rem); letter-spacing: -.045em; margin: 18px 0 22px; max-width: 820px; }
h2 { font-size: clamp(2rem, 4vw, 3.2rem); letter-spacing: -.03em; margin-bottom: 18px; }
h3 { font-size: 1.4rem; margin-bottom: 8px; }
.hero-copy p { font-size: 1.18rem; color: var(--muted); max-width: 700px; }
.actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 30px; }
.button {
  display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 12px 20px;
  border-radius: 999px; text-decoration: none; font-weight: 800; border: 1px solid transparent; cursor: pointer;
}
.button-primary { background: var(--orange); color: white; box-shadow: 0 10px 25px rgba(223,122,36,.24); }
.button-primary:hover { background: var(--orange-dark); color: white; }
.button-secondary { background: white; color: var(--navy); border-color: var(--border); }
.button-secondary:hover { border-color: var(--blue); }
.hero-card {
  background: rgba(255,255,255,.92); border: 1px solid rgba(255,255,255,.9); border-radius: 28px;
  padding: 30px; box-shadow: var(--shadow);
}
.hero-card h2 { font-size: 1.75rem; }
.hero-card-list { display: grid; gap: 18px; margin-top: 24px; }
.hero-card-item { display: grid; grid-template-columns: 44px 1fr; gap: 13px; align-items: start; }
.icon-box {
  width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center;
  background: var(--blue-light); color: var(--navy); font-weight: 900;
}
.hero-card-item strong { display: block; color: var(--navy); }
.hero-card-item span { color: var(--muted); font-size: .93rem; }

.section { padding: 84px 0; }
.section-soft { background: var(--cream); }
.section-blue { background: var(--navy); color: white; }
.section-blue h2, .section-blue h3 { color: white; }
.section-blue p { color: #d8e5ed; }
.section-heading { max-width: 780px; margin-bottom: 36px; }
.section-heading p { color: var(--muted); font-size: 1.08rem; }
.section-blue .section-heading p { color: #d8e5ed; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.card {
  border: 1px solid var(--border); border-radius: var(--radius); padding: 28px; background: white;
  box-shadow: 0 8px 28px rgba(18,54,83,.06);
}
.card p { color: var(--muted); }
.card .small-label { color: var(--orange-dark); font-weight: 800; font-size: .78rem; text-transform: uppercase; letter-spacing: .12em; }
.card-dark { background: #184564; border-color: rgba(255,255,255,.12); }
.card-dark p { color: #dce8ef; }
.card-dark h3 { color: white; }

.trust-strip { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: white; }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.trust-item { padding: 24px 30px; text-align: center; border-right: 1px solid var(--border); }
.trust-item:last-child { border-right: 0; }
.trust-item strong { display: block; color: var(--navy); font-size: 1.05rem; }
.trust-item span { color: var(--muted); font-size: .9rem; }

.steps { counter-reset: step; display: grid; gap: 18px; }
.step {
  counter-increment: step; display: grid; grid-template-columns: 58px 1fr; gap: 18px; align-items: start;
  padding: 24px; border: 1px solid var(--border); border-radius: 18px; background: white;
}
.step::before {
  content: counter(step); width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%;
  background: var(--navy); color: white; font-weight: 900;
}
.step p { margin: 6px 0 0; color: var(--muted); }

.quote {
  border-left: 5px solid var(--orange); padding: 12px 0 12px 24px; font-family: Georgia, serif;
  font-size: 1.35rem; color: var(--navy);
}
.callout {
  display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 24px;
  background: linear-gradient(120deg, var(--navy), #225f87); color: white; border-radius: 26px; padding: 38px;
  box-shadow: var(--shadow);
}
.callout h2 { color: white; margin-bottom: 8px; }
.callout p { color: #dbe8ef; margin: 0; }

.page-hero {
  padding: 68px 0 56px; background: linear-gradient(120deg, #f5f9fb, #edf4f8 60%, #fff7ef);
  border-bottom: 1px solid var(--border);
}
.page-hero h1 { font-size: clamp(2.5rem, 5vw, 4.25rem); margin-bottom: 16px; }
.page-hero p { color: var(--muted); max-width: 760px; font-size: 1.14rem; }
.breadcrumbs { font-size: .9rem; color: var(--muted); margin-bottom: 16px; }
.breadcrumbs a { text-decoration: none; }

.list-check { list-style: none; padding: 0; margin: 18px 0 0; display: grid; gap: 11px; }
.list-check li { position: relative; padding-left: 28px; }
.list-check li::before { content: "✓"; position: absolute; left: 0; color: var(--orange-dark); font-weight: 900; }
.feature-table { width: 100%; border-collapse: collapse; margin-top: 24px; }
.feature-table th, .feature-table td { padding: 16px; text-align: left; border-bottom: 1px solid var(--border); vertical-align: top; }
.feature-table th { color: var(--navy); background: var(--blue-light); }

.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.field { display: grid; gap: 7px; }
.field-full { grid-column: 1 / -1; }
label { font-weight: 750; color: var(--navy); }
input, textarea, select {
  width: 100%; border: 1px solid #cbd6dd; border-radius: 12px; padding: 13px 14px; background: white; color: var(--ink);
}
input:focus, textarea:focus, select:focus { outline: 3px solid rgba(39,107,154,.18); border-color: var(--blue); }
textarea { min-height: 150px; resize: vertical; }
.form-note { color: var(--muted); font-size: .9rem; }
.form-status { margin-top: 14px; font-weight: 750; color: var(--navy); }
.contact-card { display: grid; gap: 18px; }
.contact-row { padding-bottom: 18px; border-bottom: 1px solid var(--border); }
.contact-row:last-child { border: 0; padding-bottom: 0; }
.contact-row strong { display: block; color: var(--navy); }

.site-footer { background: #0f2d45; color: #d7e2e9; padding-top: 58px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr .8fr; gap: 42px; }
.footer-logo { background: white; border-radius: 14px; padding: 10px; width: 310px; margin-bottom: 18px; }
.site-footer h3 { color: white; font-family: inherit; font-size: 1rem; }
.site-footer a { color: #d7e2e9; text-decoration: none; }
.site-footer a:hover { color: white; }
.footer-links { display: grid; gap: 8px; }
.footer-bottom { margin-top: 46px; padding: 20px 0; border-top: 1px solid rgba(255,255,255,.12); font-size: .88rem; color: #b9c9d3; }
.footer-bottom-inner { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }

.badge { display: inline-block; background: #fff1e3; color: #9f4a08; font-weight: 800; padding: 6px 10px; border-radius: 999px; font-size: .8rem; }
.muted { color: var(--muted); }
.center { text-align: center; }
.max-700 { max-width: 700px; }
.mt-0 { margin-top: 0; }

@media (max-width: 980px) {
  .menu-button { display: inline-flex; }
  .main-nav {
    display: none; position: absolute; top: 85px; left: 18px; right: 18px; background: white; padding: 18px;
    border: 1px solid var(--border); border-radius: 16px; box-shadow: var(--shadow); flex-direction: column; align-items: stretch;
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 8px 6px; }
  .hero-grid, .grid-3, .grid-2, .footer-grid { grid-template-columns: 1fr; }
  .hero { padding-top: 62px; }
  .hero-card { max-width: 680px; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-item { border-right: 0; border-bottom: 1px solid var(--border); }
  .trust-item:last-child { border-bottom: 0; }
  .callout { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .container { width: min(calc(100% - 24px), var(--max)); }
  .header-inner { min-height: 74px; }
  .brand img { width: 255px; }
  .main-nav { top: 73px; }
  .hero { padding: 48px 0 52px; }
  .hero-grid { gap: 34px; }
  h1 { font-size: 2.65rem; }
  .section { padding: 60px 0; }
  .card { padding: 22px; }
  .form-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .callout { padding: 28px; }
  .footer-logo { width: 100%; max-width: 300px; }
}